I just switched over to Hagerty Collectable Car Insurance for both of my wagon's. Now it's costing me $169 a year for both, unbelievable! I did everything online, spoke to them twice and were very nice people too. http://www.hagerty.com/
I declared to drive them about 5000 miles a year, pleasure driving, car shows, etc. I doubt I'll even drive that much. You can go online and get a quote, very simple! Clark
Stormin' the bad part to classic car insurance is you can't drive them to work and they prefer you to park in a garage.
Well, first that company doesn't work here, and second our Public Insurance offers a similar policy, with similar limits. Oh, well.
I've found several classic insurers who appear to be the cat's meow, but when it comes to the details the cat don't meow no more. Just about any use of what we would call "daily driving" is prohibited. As pointed out above, errand running or driving to work if your other car was in the shop are no-no's and will void your coverage. While coverages, premiums, and annual mileage seem like a great deal, severe use restrictions are the deal breakers. Anyone know of classic insurance that allows occassional use for work or errand running? I don't. Haggerty, Grundy, and American Collectors seem to be the big three, and they're all very use restrictive. One can drive in club events, to and from shows, in parades, and "pleasure driving" which is defined as driving without a destination or "cruising". But if you hop in your classic to make a quick trip to WalMart, you ain't got no coverage, bud.
You guys are correct about driving daily, it's a no, no. Collector car insurance is just that! This insurance is for people who don't drive 'em much. You can go on the website and look for the restictions & qualifications. I have a Ford E-150 that I drive if I go anywhere & that I have to have regular insurance on. Clark
